An irregularity on the face of an instrument that calls into question its validity or ownership, thereby barring HDC status, occurs when
A)handwriting used in the body of a check and used in a signature differ.
B)a forged maker's or drawer's signature is visibly evident.
C)a check is antedated or postdated.
D)the amount of the item is stated in digits but not written out in numbers.

Question

Quizplus · Accepted Answer

A forged maker's or drawer's signature that is visibly evident is considered an irregularity that can call into question the validity or ownership of an instrument, thereby barring Holder in Due Course (HDC) status. Other options like differences in handwriting, antedating or postdating a check, or discrepancies in how the amount is presented do not inherently question the instrument's validity or ownership to the extent that would bar HDC status.

An Irregularity on the Face of an Instrument That Calls