Fresh Fruit Company Accepts a Check from Grocers Mart in Payment

Fresh Fruit Company accepts a check from Grocers Mart in payment on a shipment of apples, but Harvest Meat LLC will not accept a check for a beef order. Fewer checks are written today because

A) most transactions are electronic.
B) promissory notes have replaced checks as costs have risen.
C) the use of credit has become more widespread.
D) merchants are increasingly refusing to accept cash and checks.