The Increasing Average Debt Burden of American Households Beginning in the Mid-1990s

The increasing average debt burden of American households beginning in the mid-1990s coincided with which of these other facts?

A) An increase in the cost of living, counteracted only in part by an increase in financial market oversight
B) An increase in the cost of living, counteracted only in part by an increase in real wage growth
C) An increase in real wage growth, but a relaxation or elimination of many financial market regulations
D) A decrease in real wage growth, combined with the elimination of many financial market regulations