Under a Reverse Annuity Mortgage

Under a reverse annuity mortgage:

A) the homeowner receives a monthly payment from a bank as long as he remains in the home.
B) the lender receives a mortgage on the home but principal and interest are not due until the homeowner dies or sells the property.
C) if the amount due the lender at the homeowner's death exceeds the value of the home, the Federal Housing Administration will cover the loss.
D) all of the above.