Students Who Misrepresent to Their Auto Insurers Where Their Cars

Students who misrepresent to their auto insurers where their cars are garaged take the chance of having no coverage at the time of a loss because:

A) location is a factor in determining premium rates and therefore, material fact.
B) the insurance contracts of minors are voidable.
C) auto insurers are very strict about misrepresentations and do not cover them even if the information is not a material fact.
D) the auto insurance contracts of students are voidable.
E) auto insurances do not cover auto thefts that occur in the insured's garage.