No insurance agent is going to ask you when you apply for insurance if the neighbor's house is on fire.The fact that the agent does not ask does not relieve you of the responsibility.

Question

Quizplus · Accepted Answer

Insurance applications often require disclosure of known risks and circumstances that could affect the policy's underwriting process. Not disclosing a neighboring fire could be seen as withholding material information, potentially affecting coverage.

No Insurance Agent Is Going to Ask You When You