Which of the Following Defines or Describes Having Self-Control Problems

Which of the following defines or describes having self-control problems and using hyperbolic discounting?

A) The act of owning a good increases its value, so the owner must be paid more to give up the good than she would have been willing to pay for it in the first place.
B) It is a way to frame a bias in which people treat their current and future assets as separable, nontransferable accounts; for example, having mental savings accounts for entertainment, retirement, and other expenditures.
C) It is the mistake of allowing costs that cannot be recovered to affect decisions.
D) It is the act of placing too much emphasis on the immediate present than even the near future when making decisions.