If bad drivers can usually avoid being ticketed by the police, then insurance companies will
A)use drivers' driving record as a signal.
B)use drivers' driving record as a screening device.
C)not be able to use drivers' driving record as a screening device.
D)request driving records directly from the police and not from the individual applicant.

Question

Quizplus · Accepted Answer

If bad drivers can usually avoid being ticketed, then their driving records won't accurately reflect their driving behavior, making it difficult for insurance companies to use these records as a screening device for risk assessment.

If Bad Drivers Can Usually Avoid Being Ticketed by the Police