Which of the following is not eligible to disclosure of a consumer debtor's credit report?
A)a consumer debtor requesting the report without a credit application pending
B)a creditor who has a signed credit application from the consumer debtor
C)a potential employer
D)the spouse of the consumer debtor

Question

Which of the following is not eligible to disclosure of a consumer debtor's credit report?​
A)​a consumer debtor requesting the report without a credit application pending
B)​a creditor who has a signed credit application from the consumer debtor
C)a potential employer
D)the spouse of the consumer debtor

Quizplus · Accepted Answer

Spouses are not eligible to access a consumer debtor's credit report without the debtor's consent or a permissible purpose under the Fair Credit Reporting Act. However, a consumer debtor, creditor with a signed credit application, and potential employer may have permissible purposes for accessing the report.

Which of the Following Is Not Eligible to Disclosure of a Consumer