Asking a couple's plans for having children is a violation of the ECOA.

Question

Quizplus · Accepted Answer

Asking about someone's plans for having children can be seen as discriminatory under the Equal Credit Opportunity Act (ECOA), which prohibits lenders from discriminating on the basis of sex, race, religion, national origin, age, or marital status. Specifically, asking this question may be seen as discriminating against women who may be viewed as a greater credit risk due to the potential costs associated with having children.

Asking a Couple's Plans for Having Children Is a Violation