With regards to credit analysis, this is best judged by reviewing past credit history for long overdue or unpaid obligations.
A) Character
B) Capacity
C) Capital
D) Collateral

Question

Quizplus · Accepted Answer

The evaluation of past credit history falls under the category of character, which refers to the borrower's willingness to repay debts. Capacity refers to the borrower's ability to repay the debt, capital refers to the borrower's financial resources, and collateral refers to assets that can be used to secure the loan.

With Regards to Credit Analysis, This Is Best Judged by Reviewing