According to Cronk in "Reciprocity and the Power oGiving," the phrase "Indian giver" arose because North American Indians misunderstood European customs and wanted gifts they gave to colonists to be returned promptly and with interest.

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Cronk argues that the phrase "Indian giver" is actually a derogatory term created by European colonists to criticize the gift-giving practices of Native Americans, who had a different understanding of property ownership and reciprocity. While Native Americans may have had expectations of receiving gifts in return, there is no evidence that they wanted gifts to be returned promptly and with interest.

According to Cronk in "Reciprocity and the Power OGiving," the Phrase