A security interest in consumer goods,except motor vehicles,is automatically perfected upon attachment.

Question

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Pursuant to the Uniform Commercial Code (UCC), a security interest in consumer goods (such as household appliances or electronics) is automatically perfected upon attachment, which occurs when the secured party has given value and the debtor has rights in the collateral. This means that the secured party does not need to take further steps to perfect their security interest in the collateral. However, this is not the case for motor vehicles, which require additional steps such as a certificate of title to perfect the security interest.

A Security Interest in Consumer Goods,except Motor Vehicles,is Automatically Perfected