In the Context of Protection for Consumers, Which of the Following

In the context of protection for consumers, which of the following statements is true of the Dodd-Frank Act?

A) It requires credit card issuers to give a 45-day notice before making significant changes to credit agreements.
B) It requires lenders, insurance companies, and others who reject your application to provide you with a free copy of your credit score.
C) It requires anyone under the age of 21 who applies for a credit card to either verify proof of income or have an older adult cosign the application.
D) It places caps on certain types of fees that credit card issuers can charge.