Most of the information in your credit file may be reported for only seven years.However,if you have declared personal bankruptcy,then this fact may be reported for 10 years.

Question

Quizplus · Accepted Answer

Bankruptcy can indeed be reported for up to 10 years on your credit report, while most other negative information, such as late payments or foreclosures, typically stays on your report for seven years.

Most of the Information in Your Credit File May Be