A previously- and professionally-created file such as a budget offered by Microsoft Office and often downloaded from their Web site is known as a template.

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A template in the context of Microsoft Office is a pre-designed file that serves as a starting point for a new document, allowing users to save time and maintain consistency in document formatting and structure. Templates can include budgets, resumes, reports, and are often available for download from Microsoft's website or accessible directly through their software applications.

A Previously- and Professionally-Created File Such as a Budget Offered