Which of the following statements about "all-risks" coverage is (are)true?
I.All losses are covered except those losses specifically excluded.
II.The burden of proof is on the insured to prove that a loss is covered.
A)I only
B)II only
C)both I and II
D)neither I nor II

Question

Quizplus · Accepted Answer

"All-risks" coverage means that all losses are covered except for those specifically excluded. The burden of proof is on the insurer to prove that the loss is excluded, not the insured. Therefore, II is not true.

Which of the Following Statements About "All-Risks" Coverage Is (Are)true