The Government Has Almost Eliminated the Possibility of Bank Runs

Probably the most important feature of deposit insurance is that it: A) is paid for by the federal government. B) costs so little to buy the policies to keep your money safe. C) protects the economy against bank runs. D) ensures that banks will always make a profit.

Which factor is NOT one of the main features designed to protect depositors and the economy against bank runs? A) deposit insurance B) capital requirements C) reserve requirements D) interest rate ceilings on checkable deposits