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Timothy, Who Lives Alone, Has a Comprehensive General Liability Home

Question 72
Multiple Choice
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Multiple Choice

Timothy, who lives alone, has a comprehensive general liability home insurance policy with the Great Pacific insurance company. He is planning to travel the world for a year and leave his home locked up while he is away. Which of the following should Timothy do?

A)Tell the insurance company of his plans to leave the house vacant as doing this constitutes a change in the risk.
B)Tell the insurance company of his plans because if he does not it will breach the fiduciary duty he owes the insurance company
C)Give the insurance company of a forwarding address in case it needs to contact him
D)Tell the insurance company so he can get a major reduction in his rates.
E)He does not have to tell the insurance company as he still owns the property and he is free to travel.

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