Deck 4: Health Care Systems and Institutions

Question 1

Which of the following countries provides universal health insurance coverage?

A) United States
B) Germany
C) Switzerland
D) United Kingdom
E) Canada

Answer 1

E

Question 2

The two major types of public health insurance in the U.S. are _______,

A) Blue Cross and Blue Shield
B) Blue Shield and Medicaid
C) Blue Cross and Medicare
D) Medicare and Blue Shield
E) Medicare and Medicaid

Answer 2

E

Question 3

Not-for-profit firms rely on _______ for initial capital.

A) ownership investments
B) pre-orders
C) donations
D) tax exemptions
E) non-distribution constraints

Answer 3

C

Question 4

The majority of U.S. hospitals operate as non-profit organizations.

Question 5

Market failure results from which of the following in the medical care market?

A) Lack of fully informed consumers
B) Social equity
C) Externalities
D) All of the above
E) None of the above

Question 6

Switzerland's health care system can be best described as _______.

A) national health insurance
B) socialized health insurance
C) managed competition
D) public contracting
E) pluralistic

Question 7

A variable payment reimbursement system with low out-of-pocket expenses carries a _______ of large amounts of medical services.

A) High likelihood
B) Moderate likelihood
C) Low likelihood
D) Very low likelihood
E) None of the above.

Question 8

_______ are typically the primary source of funding for medical care insurance provided by a government agency.

A) Taxes
B) Premiums
C) Copayments
D) Out-of-pocket fees
E) None of the above.

Question 9

Increased consumer copayment requirements may help to reduce health care expenditures.

Question 10

Non-distribution constraints prevent not-for-profit organizations from distributing profits to employees, managers, or company directors.

Question 11

Fee-for-service reimbursement systems help reduce health care expenditures.

Question 12

Which of the following refers to a situation where the health insurer reimburses 100% of the amount spent on medical services?

A) Patient Protection and Affordable Care Act of 2010
B) Managed care
C) Coinsurance
D) First dollar coverage
E) both c and d

Question 13

The purchase of insurance eliminates the risk of financial loss for all parties.

Question 14

Medical care providers in the U.S. are reimbursed through the use of _______.

A) fixed payment systems
B) variable payment systems
C) out-of-pocket fees
D) All of the above
E) both a and c

Question 15

Germany's health care system can be best described as _______.

A) national health insurance
B) socialized health insurance
C) managed competition
D) public contracting
E) pluralistic