Deck 11: Money Matters: Economies and Family Lives

Question 1

Following the great recession:

A) The number of American living in poverty decreased.
B) The number of children living in poverty increased.
C) Nearly 5 million Americans lack health insurance.
D) Five percent of Americans have postponed health care for financial reasons.

Answer 1

The number of children living in poverty increased.

Question 2

The median family income in the United States is approximately:

A) $25,000.
B) $50,750.
C) $61,500.
D) $86,250.

Answer 2

$61,500.

Question 3

Net worth:

A) Is based on total earnings of all employed family members.
B) Of black families is lower than that of both Hispanic and white families.
C) Of families of color has been hit harder than that of white families by economic downturns.
D) Of families of color remains lower than that of white families, in spite of the fact that home ownership rates show little difference by race.

Answer 3

Of black families is lower than that of both Hispanic and white families.

Question 4

The threshold for poverty for a family of four is approximately:

A) $18,000.
B) $22,000.
C) $28,000.
D) $32,000.

Question 5

Census Data published in 2010 indicated that _____ of white and _____ of black, Hispanic, and Native American families live in poverty.

A) 1/2 and 1/10.
B) 1/3 and 1/3.
C) 1/10 and 1/5.
D) 1/20 and 1/2.

Question 6

In 2010, the unemployment rate for men:

A) Approached the unemployment rate for women.
B) Exceeded the unemployment rate for women.
C) Was far less than the unemployment rate for women.
D) None of the above.

Question 7

The effects of unemployment on family relationships include all of the following EXCEPT:

A) Cumulative effects.
B) Fathers withdrawing from relationships with their children.
C) Marital instability.
D) All of the above are true.

Question 8

The term "working poor:"

A) Is a misnomer; because of minimum wage guidelines, no one in the United States who is employed falls into the federal poverty guidelines for poverty.
B) Refers to families below the federal poverty level.
C) Refers to families with at least one working adult.
D) Both B & c

Question 9

The Personal Responsibility and Work Opportunity Reconciliation Act (PRWORA) of 1996:

A) Has lifted more families out of poverty than any previous effort at welfare reform.
B) May have shifted families from being "poor" to being "working poor."
C) Requires at least 40 hours of work per week for a single-parent family, and at least 75 hours per week for a two-parent family.
D) Requires employment for children over the age of 16.

Question 10

Economic disadvantage is associated with all of the following EXCEPT:

A) Behavioral outcomes, including conduct problems in children.
B) Harsh and explosive parenting behaviors.
C) Mental health outcomes, including depression.
D) Resiliency, as 'that which does not kill you will make you stronger."

Question 11

The same traits that make for a good police officer:

A) Can be problematic in family relationships.
B) Make for a good parent.
C) Make for a good spouse.
D) Make for lower rates of family violence.

Question 12

The authors of your book suggest that the family owned business provides a good illustration of _____ theory.

A) Conflict.
B) Functional.
C) Social ecology.
D) Social systems.

Question 13

Military families with dependents are today required:

A) Prepare a Family Care Plan.
B) Specify financial, but not custody arrangements for their dependents in cases of deployment, which has led to numerous cases of children being orphaned when the parent is deployed.
C) To divorce before they are allowed to serve in combat.
D) None of the above.

Question 14

Which of the following characterizes women's employment today?

A) A blue-collar ghetto.
B) Occupational segregation.
C) The night shift.
D) Wage parity.

Question 15

At the end of the day, someone needs to prepare the dinner and do the laundry. These tasks and other unpaid family labor:

A) Are reflected in the GDP (gross domestic product), as of 2010.
B) Constitute labor expended to accomplish a task.
C) Continue to occupy women's time, with little change in hours over the last century.
D) Meet your authors' definition of employment.

Question 16

In the area of housework, "doing gender:"

A) Includes men who resist doing housework because they feel it threatens their masculinity.
B) Includes women for whom housework and homemaking are symbolically associated with femininity.
C) May not change appreciably until retirement.
D) All of the above.

Question 17

Balancing work and family roles may be particularly difficult in societies where:

A) Children are regarded as the responsibility of the entire society.
B) Family and parental leave is available to few parents.
C) Parents are expected to spend time helping, teaching, and playing with their children.
D) Societal expectations for the quality of parenting is highest.

Question 18

Dual-earner couples:

A) Are those in which the spouses share a single job.
B) Experience greater role conflict than other couples.
C) May offer increased freedom.
D) Successfully avoid gender conflicts better than other couples.

Question 19

Family leave policies in the United States:

A) Have been universally embraced by parents, who see them as a way to avoid ambiguous roles at work.
B) Include a Mommy track, in which women who are mothers are extended special benefits and privileges unavailable to other women (or to men).
C) Lag far behind policies in Western Europe.
D) Set a high standard for other affluent, Western societies.

Question 20

Family social scientists have:

A) Confirmed that "affluenza" is the greatest source of family financial hardship.
B) Found that economic hardship in family of origin has little relationship to psychological problems in adulthood.
C) Found that half of families use credit and a third use savings to bridge the gap between income and spending.
D) Have been at the forefront of scholarship on money matters.

Question 21

What does poverty among America's families look like today?

Question 22

Discuss the effects of financial stress on families.

Question 23

Describe some of the different aspects of work-family linkages.

Question 24

Why does women's employment remain such a challenging issue in American (and most) societies?

Question 25

Newly married couples report debt to be among their most pressing concerns. Retirees often find themselves with insufficient financial resources. What approach do you take as a family studies professional in addressing these issues?