Deck 11: Working and Retirment

Question 1

In this chapter's Senior View, Frank Ochoa told us that his success in his farm work was due to his

A) saying no to other activities and keeping a positive outlook
B) back breaking labor and determination
C) pure good luck and lovely wife
D) ability to be persuasive and never getting angry

Answer 1

A

Question 2

In this chapter's Senior View, Pat Shelley told us that she is able to live comfortably in her retirement because she

A) lives where expenses are low
B) has a pension
C) receives social security
D) all of the above

Answer 2

D

Question 3

Compared to younger workers, older workers are more likely to

A) be absent from work
B) get injured on the job
C) be looking for a different job
D) lose their job

Answer 3

D

Question 4

Following an injury on the job, an older worker may spend more time away from work recovering because

A) the injury of an older worker is likely to be a more serious one
B) managers often believe that older workers need more time to heal
C) older workers do not see the importance of returning to work
D) older workers take this opportunity to pursue other activities such as planning for retirement

Question 5

The general finding on the relationship between worker age and job performance is that

A) the two are not related
B) younger workers perform better
C) older workers perform better
D) middle-aged workers perform better

Question 6

Even when job skills decline, older workers often perform as well as younger workers because of the

A) use of supervisor ratings
B) absence of bad workers
C) benefits of experience
D) older workers never perform as well as younger workers

Question 7

Which of the following jobs is likely to be performed better by a younger worker?

A) being a judge
B) writing a novel
C) hunting or fishing
D) picking fruit

Question 8

Workers in which of the following jobs still have mandatory retirement once they reach a certain age?

A) bus drivers
B) airline pilots
C) police officers
D) all of the above

Question 9

Job satisfaction seems to increase with age primarily because

A) older workers are satisfied with less
B) younger cohorts are always less satisfied
C) older workers have found their niche
D) younger workers are usually part-time

Question 10

With respect to the training of older workers,

A) they always take longer and often forget the training right away
B) many try to avoid training because they believe the negative stereotypes
C) they are offered many opportunities but often insist that they are too close to retirement to undergo training
D) all of the above

Question 11

The ADEA is the

A) Adult Developmental Education Association
B) Age Discrimination Employment Act
C) American Distance Education Alliance
D) Acme Daredevil Escapades Association

Question 12

When older and younger workers have lost their jobs, older workers typically

A) find a new job quicker because of their greater experience
B) retire rather than look for a new job
C) start at a much lower salary when they find a new job
D) all of the above

Question 13

When an older worker files a case of discrimination against a company and the case goes to court

A) the company usually wins
B) the older worker usually wins
C) companies and older workers win about equally often
D) companies never win

Question 14

Employers argue that older adults looking for a new job are less likely to be hired than a younger adult because

A) no one wants to hire an older adult
B) older adults have outdated job search skills
C) discrimination against younger adults is illegal
D) most people making hiring decisions are fairly young

Question 15

The Supreme Court has now ruled that older workers need no longer prove ___ to win a job discrimination suit.

A) discrimination
B) age bias
C) intention
D) negative impact

Question 16

Job loss for older workers

A) can lead to excess consumption of alcohol and other drugs
B) occurs more often for women and minorities
C) has been found to sometimes relieve job depression
D) is no more frequent that job loss for younger workers

Question 17

Which of the following is usually considered a positive inducement to retire early?

A) being offered full pension but at an earlier than usual age
B) being transferred to a different department in the organization
C) being offered the opportunity to participate in a formal retirement planning seminar
D) being given a higher than average raise and an extra week of vacation

Question 18

Bridge jobs are frequently

A) lower paying
B) part time
C) desired by older workers
D) all of the above

Question 19

Workers who participate in formal retirement planning programs are more likely to
Be

A) women than men
B) blue collar workers
C) white men
D) part-time workers

Question 20

Formal retirement planning programs seem to do a very good job of

A) addressing financial matters
B) covering a wide range of important topics
C) reaching most workers
D) all of the above

Question 21

As working people get closer to retirement they are more likely to

A) be absent from work
B) do some informal planning
C) seek out formal retirement planning programs
D) become very nervous and need counseling

Question 22

People with which of the following characteristics are more likely to work well beyond the average age of retirement?

A) those in very good health
B) people with higher education
C) workers with relatively low income
D) all of the above

Question 23

Following retirement, most adults

A) move to another nearby city
B) move to be closer to their children
C) move to Florida or Arizona
D) do not move

Question 24

People with positive attitudes about their upcoming retirement generally have

A) higher income
B) more planned activities
C) better health
D) all of the above

Question 25

Which of the following persons is likely to have the greatest financial difficulty supporting themselves after retirement?

A) a white man
B) a black man
C) a white woman
D) a black woman

Question 26

Middle-aged adults who are caring for children and an ailing parent seem to have their stress reduced by time spent in the work place when the parent has which of the following ailments?

A) severe memory loss
B) diabetes
C) incontinence
D) loss of hearing and/or sight

Question 27

Both men and women show the highest levels of retirement at ages

A) 50 and 60
B) 62 and 65
C) 65 and 70
D) men and women retire at different ages

Question 28

A year or two after retirement many retired persons settle into which of the following phases of retirement?

A) rest and relaxation
B) retirement routine
C) honeymoon
D) disenchantment

Question 29

A person who greatly increases their level of activity immediately after retiring is probably in which phase of retirement?

A) honeymoon
B) busy bee
C) disenchantment
D) retirement routine

Question 30

Which of the following is not one of the legs of the three legged stool?

A) social security
B) savings and assets
C) marital status
D) pensions

Question 31

Social Security benefits come from

A) contributions made by current working adults
B) contributions made by the recipient during their working years
C) total contributions made by the current cohort of retirees
D) taxes placed on property during the current fiscal year

Question 32

The biggest ethnic group difference in retirement income is in income from

A) pension plans
B) social security
C) savings and assets
D) there are no ethnic group differences in retirement income

Question 33

Your text seems to favor which of the following solutions for saving social security?

A) raising taxes
B) eliminating the cap
C) privatizing part of all of social security
D) decreasing benefits

Question 34

All other things being equal, which of the following men is likely to be the happiest in retirement?

A) Leo who is divorced
B) Gary who is separated
C) Gunther who is widowed
D) Tom who is married

Question 35

The effect of retirement on marriage is usually

A) no effect at all
B) very positive
C) very negative
D) dependent upon years married

Question 36

When retired individuals have been asked about the activities they engage in or plan to engage in, the most frequently named activity is

A) reading
B) gardening
C) chores
D) traveling

Question 37

How does job satisfaction change with age? What are the explanations offered for these changes? Which hypothesis is best supported by research findings? What do YOU think is the best explanation for the findings on age and job satisfaction?

Question 38

What is the relationship between age and job performance? What two factors play an important role in this relationship? Do you think there are any jobs that older persons should be barred from performing? Support your claim. What do you think are the best jobs for older persons returning to the work force after they have reached 70 years of age?

Question 39

Retirement income for older Americans has been described as a "three legged stool" of support. Describe what is meant by this. What factors are related to whether or not a person has support from these sources? How are sources of income are likely to change in the next 25 years?

Question 40

What do retired adults do? What activities are most frequent?