Which of the Following Statements Regarding the Securing of Debt

Which of the following statements regarding the securing of debt is true?

A) Because of the principle of caveat emptor, a creditor has no obligation to protect the interests of a guarantor.
B) In every province, there is now a requirement that a guarantor appear before a notary public.
C) To avoid problems related to consideration, lending institutions often require that guarantees be placed under seal.
D) As guarantees are mere formalities, there is little point in getting legal advice prior to executing one.
E) The term guarantee, otherwise known as an indemnity, refers to a primary debt obligation.