A physical examination is NOT a good screening device for life insurance companies if
A) life-threatening diseases are usually undetected.
B) doctors cannot be easily bribed to write a good report.
C) medical history is a good predictor of life expectancy.
D) one's current state of health is a good predictor of life expectancy.

Question

Quizplus · Accepted Answer

A physical examination may not always detect life-threatening diseases, as some conditions may not show immediate symptoms or may not be easily detectable through physical examination alone. Therefore, relying solely on a physical examination may not provide adequate information for life insurance companies to accurately assess a person's risk and determine their premiums.

A Physical Examination Is NOT a Good Screening Device for Life