In the Context of Credit Card Practices, a Mandate of the Credit

In the context of credit card practices, a mandate of the Credit Card Accountability, Responsibility and Disclosure Act of 2009 is that:

A) a credit card holder must not hold a joint bank account with his or her spouse.
B) anyone under the age of 21 must have an older adult cosign the credit card application.
C) there should be no caps on the types of fees that credit card issuers can charge.
D) issuers must give a 10-day notice before making significant changes to credit agreements.