Large employers with a large number of employees often use pooling to self-insure some of their risk.

Question

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Large employers often pool their resources to self-insure some of their risk. By doing so, they can reduce their dependence on traditional insurance companies and potentially lower their overall healthcare costs. Pooling allows them to spread the risk across a larger group and negotiate more favorable rates with healthcare providers.

Large Employers with a Large Number of Employees Often Use