A misrepresentation
A) always voids a contract,
B) voids a contract if it is material,
C) usually renders the contract voidable at the option of the insurer if it is material,
D) has a different legal effect from a concealment,
E) is identical to a warranty.

Question

Quizplus · Accepted Answer

Misrepresentation in a contract, especially in insurance contracts, usually renders the contract voidable at the option of the insurer if the misrepresentation is material. This means the insurer can choose to void the contract if they find that the misrepresentation significantly affects the risk they agreed to insure.

A Misrepresentation