If an employed patient has coverage under two insurance plans, one the employer's plan and the other a government plan, the primary plan is
A) the government plan.
B) the employer's plan.
C) the plan with the lowest premium.
D) the plan in effect for the patient the longest.

Question

Quizplus · Accepted Answer

The employer's plan is typically considered the primary plan when an employed patient has coverage under both an employer's plan and a government plan. Coordination of benefits rules usually dictate that the employer-sponsored insurance is primary, meaning it pays first on claims. The government plan would then be considered secondary and might cover some costs not covered by the primary insurance.

If an Employed Patient Has Coverage Under Two Insurance Plans