What type of plan is a hybrid of two networks where members may choose from a primary or secondary network?
A) point-of-service (POS) plans
B) health maintenance organizations (HMOs)
C) preferred provider organizations (PPOs)
D) indemnity plans

Question

Quizplus · Accepted Answer

Point-of-service (POS) plans are a hybrid type of health insurance plan that allow members to choose between a primary network (with lower costs for using in-network providers) and a secondary network (with higher costs for using out-of-network providers), offering a mix of the features found in HMOs and PPOs.

What Type of Plan Is a Hybrid of Two Networks