The Fair Debt Collection Practices Act does NOT apply to:
A) creditors attempting to collect their own debts
B) attorneys who regularly engage in debt collection activity
C) friends collecting debts from friends
D) both a and b are correct
E) both a and c are correct

Question

Quizplus · Accepted Answer

The Fair Debt Collection Practices Act (FDCPA) is designed to eliminate abusive practices in the collection of consumer debts. It applies to professional debt collectors and attorneys who regularly collect debts, but not to creditors collecting their own debts or to informal debts between friends.

The Fair Debt Collection Practices Act Does NOT Apply To