Which of the following is an example of an asset-based social policy?
A) A city government invests money in a working-class Black neighborhood by building a transportation hub.
B) The federal government sets strict asset tests for qualifying for a mortgage that disproportionately advantages White applicants.
C) A mortgage company targets Black and Latinx families for loans with very high interest rates.
D) All of the above

Question

Quizplus · Accepted Answer

An asset-based social policy is one that seeks to build on the strengths and resources of a community or individual rather than focusing on their deficits. In this case, investing money in a working-class Black neighborhood by building a transportation hub can be seen as an asset-based social policy because it provides an infrastructure that can help connect individuals to employment opportunities, educational institutions, and other resources that can help them thrive. Options B and C are both examples of policies that create barriers rather than opportunities for marginalized communities.

Which of the Following Is an Example of an Asset-Based