Which Statement Most Accurately Describes the Relationship Between Ethics and Morals

Which statement most accurately describes the relationship between ethics and morals?

A) "Morals involve philosophical consideration of what is good and bad, whereas ethics involves incorporating moral principles into one's activities of daily life."
B) "Ethics is a systematic approach to understanding matters of right and wrong, whereas morals are specific beliefs derived from doing ethics."
C) "There is no difference between ethics and morals; the two terms can always be used interchangeably."
D) "Ethics are standards of right and wrong as determined by society, whereas morals are standards of right and wrong as determined by a particular individual."