The Promised Yield on Bankers' Acceptances Is Typically ______ Than

The promised yield on bankers' acceptances is typically ______ than the promised yield on the commercial paper of similar firms because ______.

A) higher; banks charge a fee to accept or guarantee the debt
B) lower; banks charge a fee to accept or guarantee the debt
C) higher; the banks that guarantee the debt are more creditworthy than the issuing firm
D) lower; the banks that guarantee the debt are more creditworthy than the issuing firm