Which of the following question(s)on a credit application would be a violation of the Equal Credit Opportunity Act?
A)"Do you plan on getting pregnant within the next two years?"
B)"Have you ever declared bankruptcy?"
C)"Have you ever been convicted of a crime?"
D)All of the above are violations.

Question

Quizplus · Accepted Answer

Asking about pregnancy is a violation of the ECOA, as it is considered discrimination based on sex and marital status. Questions about bankruptcy and criminal history are allowed as long as they are asked of all applicants and not used to discriminate against protected groups.

Which of the Following Question(s)on a Credit Application Would Be