A credit application that asks for criminal convictions from the last five years violates the ECOA.

Name: A credit application that asks for criminal convictions from the last five years violates the ECOA.
Brand: Quizplus
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Question

Quizplus · Accepted Answer

The Equal Credit Opportunity Act (ECOA) prohibits discrimination based on race, color, religion, national origin, sex, marital status, age, or because someone receives public assistance. It does not specifically address or prohibit asking about criminal convictions on a credit application.

A Credit Application That Asks for Criminal Convictions from the Last