If the market price of a commodity is higher than the call's strike price, we say the option is 'in- the- money'.

Name: If the market price of a commodity is higher than the call's strike price, we say the option is 'in- the- money'.
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A call option is 'in-the-money' when the market price of the underlying asset is above the strike price, allowing the holder to buy the asset at a lower price than the market value.

If the Market Price of a Commodity Is Higher Than