If there is a conflict between state law and a provision in a homeowners policy,
A)the policy wording takes precedence.
B)the state law takes precedence.
C)the policyholder is entitled to whichever provides broader coverage.
D)the policy is null and void.

Question

Quizplus · Accepted Answer

In the hierarchy of laws, state law always takes precedence over policy wording. Therefore, if there is a conflict between state law and a provision in a homeowners policy, the state law would take precedence.

If There Is a Conflict Between State Law and a Provision